Funding Circle Company
Funding Circle
Our Mission:
We were founded in response to a broken financial system. We allow investors to lend directly to businesses, which in turn helps the economy.
It’s a win, win, win.
Small businesses are vital for the economy. We focus on providing them with access to the finance they need to grow.
Small business isn’t small. In 2017, lending through Funding Circle created and sustained 75,000 jobs, and helped contribute £4 billion to the global economy.
Our Model:
Connecting investors directly with small businesses is inherently more efficient.
Our model provides small businesses with fast and flexible access to finance. 90% of UK businesses said they would come back to us first.
Lending directly to businesses allows investors to earn attractive, stable returns. We are projecting returns of approximately 5 - 7% across all our markets.
Our model gets smarter every day. Every business we help improves our data and allows us to deliver even more predictive and stable returns. It’s a virtuous circle.
Our Market:
We want to be the first choice for small businesses globally.
Since we issued our very first loan to a small business in 2010, lending through our platform has grown rapidly. We’re now the No. 1 lending platform in all our markets.
We’ve still only scratched the surface of what we can do. Our market share is less than 0.5% of the four markets we operate in.
Everywhere we look we see small businesses being underserved by traditional finance. We believe our model will work anywhere and that we have the team to do it.
